The vibrational dynamics of the formic acid monomer (FAM) and dimer (FAD) is investigated from machine-learned potential energy surfaces at the MP2 (PES_MP2) and transfer-learned (PES_TL) to the CCSD(T) levels of theory. The normal mode (MAEs of 17.6 and 25.1 cm⁻¹) and second order vibrational perturbation theory (VPT2, MAEs of 6.7 and 17.1 cm⁻¹) frequencies from PES_TL for all modes below 2000 cm⁻¹ for FAM and FAD agree favourably with experiment. For the OH stretch mode the experimental frequencies are overestimated by more than 150 cm⁻¹ for both FAM and FAD from normal mode calculations. Conversely, VPT2 calculations on PES_TL for FAM reproduce the experimental OH frequency to within 22 cm⁻¹. For FAD the VPT2 calculations find the high-frequency OH stretch at 3011 cm⁻¹, compared with an experimentally reported, broad (∼100 cm⁻¹) absorption band with center frequency estimated at ∼3050 cm⁻¹. In agreement with earlier reports, MD simulations at higher temperature shift the position of the OH-stretch in FAM to the red, consistent with improved sampling of the anharmonic regions of the PES. However, for FAD the OH-stretch shifts to the blue and for temperatures higher than 1000 K the dimer partly or fully dissociates using PES_TL. Including zero-point energy corrections from diffusion Monte Carlo simulations for FAM and FAD and corrections due to basis set superposition and completeness errors yields a dissociation energy of D₀ = −14.23 ± 0.08 kcal mol⁻¹ compared with an experimentally determined value of −14.22 ± 0.12 kcal mol⁻¹.